Sears Master Protection Agreement Terms and Conditions: Understanding Your Coverage

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When it comes to purchasing appliances or electronic devices from Sears, it’s important to consider the protection and warranty options available. One such option is the Sears Master Protection Agreement (MPA) – a comprehensive plan that offers coverage beyond the manufacturer’s warranty. However, before committing to this agreement, it’s vital to understand the terms and conditions associated with it. In this article, we will delve into the details of the Sears Master Protection Agreement terms and conditions to ensure you have a clear understanding of what is covered and what to expect.

Understanding Sears Master Protection Agreement

What is the Sears Master Protection Agreement?

The Sears Master Protection Agreement is a service contract that provides extended coverage for a wide range of appliances and electronic products purchased from Sears. It acts as an additional warranty, offering protection beyond the manufacturer’s guarantee. By purchasing the MPA, you ensure that your products are safeguarded against unexpected breakdowns or malfunctions, giving you peace of mind.

Coverage Details Provided by MPA

Under the Sears Master Protection Agreement, you can enjoy a variety of coverage benefits, depending on the specific terms of your agreement. These may include:

  1. Product Repair or Replacement: If your covered product fails due to a mechanical or electrical issue, the MPA will provide for either the repair or replacement of the item.

  2. Parts and Labor Coverage: The MPA covers the cost of both parts and labor required for repairs, saving you from potential out-of-pocket expenses.

  3. Food Loss Coverage: In the case of a refrigerator malfunction, the MPA may even reimburse you for the cost of spoiled food, ensuring minimal financial impact.

  4. Power Surge Protection: The MPA also covers damages caused by power surges, a common concern when it comes to electronic devices.

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Benefits of Purchasing MPA for Sears Products

Investing in the Sears Master Protection Agreement comes with several advantages:

  1. Extended Protection: The MPA offers coverage beyond the standard manufacturer’s warranty, providing protection for a longer duration.

  2. Convenience: With the MPA, you can rest assured that any necessary repairs or replacements will be taken care of promptly, minimizing inconvenience and downtime.

  3. Cost Savings: By avoiding out-of-pocket expenses for repairs or replacements, the MPA can save you money in the long run.

  4. Expert Service: The MPA ensures that repairs are carried out by authorized technicians, guaranteeing high-quality service and genuine replacement parts.

Key Terms and Conditions of Sears Master Protection Agreement

It is vital to familiarize yourself with the terms and conditions of the Sears Master Protection Agreement. Let’s take a closer look at some of the key conditions you should be aware of:

1. Duration of Coverage

The MPA typically provides coverage for a specified period, starting from the date of purchase. It’s important to understand the duration of coverage to ensure you can make the most of the agreement.

2. Exclusions and Limitations

While the Sears Master Protection Agreement covers a wide range of issues, it’s essential to be aware of any exclusions or limitations. These may include pre-existing conditions, cosmetic damages, or damages caused by misuse or neglect.

3. Transferability

In some cases, the MPA may offer the option to transfer the coverage to a new owner if you decide to sell or gift the product. Understanding the transferability conditions can be beneficial if you plan to transfer the agreement.

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4. Cancellation Policy

It’s crucial to comprehend the cancellation policy of the MPA. If you wish to cancel the agreement, understanding the process, any associated fees, and potential refunds will help you make an informed decision.

By familiarizing yourself with these key terms and conditions, you will have a clear understanding of your rights and responsibilities under the Sears Master Protection Agreement.

Frequently Asked Questions (FAQ) about Sears Master Protection Agreement

To address common concerns, here are some frequently asked questions about the Sears Master Protection Agreement:

Q1: Is the Sears Master Protection Agreement worth the investment?

A: Yes, the MPA offers extended coverage and valuable benefits, making it a wise investment for protecting your Sears products.

Q2: Can I purchase the MPA at any time?

A: The MPA is typically available for purchase at the time of product purchase or within a specific timeframe after the purchase. It’s advisable to check the eligibility and timeframe for purchasing the agreement.

Q3: Can I use the MPA for any Sears product?

A: The MPA is available for a wide range of appliances and electronic devices sold by Sears. However, it’s important to verify the eligibility of the specific product you wish to purchase coverage for.

Q4: How do I file a claim under the MPA?

A: To file a claim, you can contact the customer service hotline provided with your agreement. They will guide you through the process and assist you in arranging the necessary repairs or replacement.

Pros and Cons of Sears Master Protection Agreement

It’s essential to weigh the advantages and potential drawbacks before committing to the Sears Master Protection Agreement. Let’s consider both sides:

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  1. Extended coverage beyond the manufacturer’s warranty.
  2. Cost-effective solution for repairs and replacements.
  3. Convenience and peace of mind.
  4. Expert service with authorized technicians and genuine replacement parts.


  1. Specific exclusions and limitations apply.
  2. Additional cost beyond the product purchase price.
  3. Cancellation fees may apply if you decide to terminate the agreement.

Considering these pros and cons will help you determine if the Sears Master Protection Agreement aligns with your needs and preferences.


Understanding the terms and conditions of the Sears Master Protection Agreement is crucial to ensure you make informed decisions when purchasing and protecting your Sears products. By comprehending the coverage details, key conditions, and benefits, you can take full advantage of the agreement’s offerings. Remember to review the exclusions, cancellation policy, and any other relevant information to avoid any surprises down the line. With the Sears Master Protection Agreement, you can enjoy extended coverage, convenience, and peace of mind knowing that your investments are protected.

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